SubDebt
Personal finance, kept private

Your money.
Your device.
Your rules.

SubDebt is an offline-first finance manager for recurring subscriptions, personal debt, credit ledgers, and everyday spending.

v2.11.1 · Android ARM64 · 100% offline
SUBDEBT / TODAY09:41
Good morning, Salik.
NET CASHFLOW THIS MONTH₹ 24,860
+ 18.4% savedOn track
Upcoming View all
NetflixRenews in 3 days
− ₹ 649
Arjun · borrowedDue on 28 Sep
+ ₹ 2,000
0accounts required
100%local data persistence
v2.11.1latest stable release

Everything you need to see where money goes.

A focused toolkit for the small financial decisions that add up. No noise, no cloud dashboard, no hidden audience.

Subscriptions

Track weekly to yearly billing cycles, renewal dates, monthly burn rate, and on-device reminders.

Debt ledger

Keep borrowed liabilities and lent assets separate. Record partial settlements and see the balance change.

Daily spending

Organize expenses by category, set monthly thresholds, and spot your rhythm with a 30-day heatmap.

Built differently

Private by default.

Your financial records belong on your device. SubDebt works without an account, remote server, analytics, or telemetry.

  • Offline persistence
  • Biometric lock
  • JSON backup & restore
  • CSV data export
Version 2.11.1Latest release
Android ARM64
TypeScript verified

More breathing room. Smarter signals.

  • 01Refined dashboard
    Restored spacing, comfortable margins, and a unified cashflow and runway card.
  • 02Safer category editing
    Save forms now respect Android navigation insets with a comfortable touch target.
  • 03Sharper price-hike alerts
    Strict matching removes false positives, with a one-tap dismiss action.